Bob oversees lender relations for the firm, including online and offline advertising, product research, acquisition,
underwriting , retention strategies and PR. He is also responsible for
CWMC’s business development initiatives to create relationships with strategic partners and oversees management relationships.
Bob founded CWMC in 1990, after having spent over a decade lending for
Wells Fargo and Company's commercial lending division. A frequent speaker at
the National Association of Home Builders, Bob spent considerable time
developing long-term lending relationships for Wells Fargo Credit Corporation
with developers throughout the country. Bob has been involved in the real estate and mortgage industry for over three decades. Emrick received a BA in Finance and Real Estate from the University of Colorado.
As head of operations, David oversees the company's day-to-day operations including sales, management, industry relations, data products and business strategy. Recently, he was named by National Mortgage News as one of 100 leading informational operators in the mortgage industry.
Prior to joining CWMC, Azanow was a commercial lending specialist with First Service Bank. He also spent more than a decade with lending management at Wells Fargo Credit Corporation, where he was responsible for a substantial portfolio of commercial and residential projects throughout the Greater Boston area. A current advisor to leading financial institutions and development entities, he emphasized strategy and performance improvement, particularly in marketing, in his client work. Azanow is a graduate of Boston University.
Chris is responsible for strategy and pricing management activities to the consumer and to the trade, and has a major role in operations of several product lines.
Chris joined CWMC in 1993 from United Development where he was Vice President of Marketing and Strategic Development. Prior to United, Chris was Director of Sales, Marketing and Strategic Planning for the a substantial Los Angeles development firm. Chris received his B.S. in Economics from George Washington University.
Justin, head of CWMC's lender services division has over 20 years experience working at various capacities within the property management and construction industry. After earning a B/A in Civil Engineering, his work has taken him from New York to Colorado focusing on both public and private residential & commercial projects.
Lois Gilbert As head of administration, Lois oversees information technology, creative services, development and architecture for
CWMC. Prior to joining the firm in 2003, she served as Vice President and Chief Information Officer at PG&E Energy Services. Prior to PG&E,
she was Vice President of Information Systems for Times Mirror Company. Lois also has extensive experience in the mortgage industry. From 1989 to 1993,
she directed information systems operations for the Federal Home Loan Mortgage Corporation during a year of record growth, then led re-engineering improvements at Countrywide Home Loans, one of the country's leading mortgage loan companies.
Gilbert has a B.A. in Business from Loras College and a master's degree in Information Systems Technology from George Washington University.